In case you hadn't noticed, real estate is either at the low, going slightly lower, or starting to turn around. Add to this piece of information the fact that mortgage rates are either at their all time lows or just about there. Most people need a mortgage to buy a house and are generally looking for the best price they can find. Whether that means the best price on the house or on the mortgage, I believe they have reached the place to yell "Eureka". That brings us just two questions: Why hasn't real estate taken off, and, what are you waiting for? If you don't know the answers to those questions, let me help you with your investigation.
Although we are a nation of rugged individualists and entrepreneurs, we tend to be reluctant leaders. I believe that becomes quite obvious when you look at the lack of candidates we have to run for all the offices in the land. With several hundred million citizens, one would think that all of our candidates would have sterling credentials with many outstanding leadership qualities, tremendous experience and the knowledge that "there is no such thing as a free lunch". But I digress, so back to the point. The answer to the two questions mentioned above is that most Americans cannot go against the public perception. The public currently believes, on the whole, that real estate is going lower, as are mortgage rates. So why would they buy now using these rates?
How could I say something as foolish as what I just said a sentence or so ago? Simple, I talk with the general populace every day. When you have a nation where more people can tell you who the current American Idol is than can name the Secretary of State, you can easily understand what I am saying. We have been told the rich are perhaps too rich and the poor need an opportunity to get wealthy as well. Here it is! Go out and buy a house with the current financing that is being offered. You will have the best opportunity in years to increase your net worth through your actions. Best of all, you don't even need a lot of money to do this. Let me give you some ways to "pull this off".
Roger Schlesinger's Mortgage Minute is heard on hundreds of radio stations and daily on the Hugh Hewitt radio show and Michael Medved shows. Roger interacts with his hosts and explores the complicated financial markets in order to enlighten his listeners and direct them along their own unique road to financial freedom.
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