Dave Ramsey

Dave Ramsey

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Dave Says "Same as Cash," Same as Dumb

By Dave Ramsey (Feb 08, 2012)

Dear Dave, My wife and I bought some furniture a while back on what we thought was a 24-months-same-as-cash plan. The original purchase price was $1,600. The other day, I... more

On Business, Dave Says Don't Go All In

By Dave Ramsey (Feb 02, 2012)

Dear Dave, My husband hates his dead-end job and is talking about cashing out his 401(k) to open a franchise of his own. Does this sound like a wise move to... more

Dave Says Insurance, Insurance

By Dave Ramsey (Feb 01, 2012)

Dear Dave, I’ve got auto insurance, but can you tell me what other kinds of insurance are good to have? Chris Dear Chris, The purpose of insurance is to transfer risk... more

Dave Says Keep Your Money and Teeth

By Dave Ramsey (Jan 25, 2012)

Dear Dave, In your plan, you talk about Baby Step 3 as saving enough to have three to six months of expenses in your emergency fund. My husband and I were wondering how you... more

Dave Says Baby Step 3

By Dave Ramsey (Jan 17, 2012)

Dear Dave, We’ve read about your plan, and we’re in pretty good shape financially, but we don’t know what to do next. We have $400,000 in a 401(k) for retirement, but we... more

Dave Says Don't be the Evil Daughter-in-Law

By Dave Ramsey (Jan 13, 2012)

Dear Dave, I have old credit card debt that goes back a few years. The account has been sold and re-sold to several collection companies. The limit on the card was $300, but... more

Dave Says Car Leasing is Fleecing

By Dave Ramsey (Jan 04, 2012)

Dear Dave, My husband is a landscaper who works for the state. He has his technical license and wants to start a business doing private work as well. What advice would you... more

Dave Says the Bible Says It's Wise to Save

By Dave Ramsey (Jan 03, 2012)

Dear Dave, My wife and I have gone from having almost nothing to making about $90,000 in the last few years. The problem is that I can’t get her interested in saving money.... more