Half a league half a league,
Half a league onward,
All in the valley of Death
Rode the six hundred:
'Forward, the Light Brigade!
Charge for the guns' he said:
Into the valley of Death
Rode the six hundred.

Charge of the Light Brigade
Alfred, Lord Tennyson

Miscommunication in the Battle of Balaclava on October 25, 1854 sent 600 British soldiers to their deaths during the Crimean War. Many believe the word "charge" is itself the way to self-destruction, especially when it comes to personal finance. Those with discipline can actually take advantage of credit card companies these days and build up goodies like free air miles as long as they pay their bills in full and on time. Unfortunately, that is a tiny sliver of the population. The rest eventually cut corners and end up tapped out to the point they have to cross their fingers at Starbucks after already taking a sip from a Trenta-sized cup of coffee.