Welcome to 2014, the year in which the implementation of the so-called Affordable Care Act (aka "Obamacare") will wreak havoc with your ability to obtain affordable health care!
Today, we're going to point you toward an essential resource you'll need to achieve for yourself what the law fails to accomplish for a wide majority of Americans: making health insurance and quality health care more affordable and accessible. That resource is Sean Parnell's The Self-Pay Patient: Affordable Healthcare Choices in the Age of Obamacare, which is now available in both Kindle and paperback formats through Amazon. (Update: The paperback version should be available on or after Wednesday, 8 January 2014!)
In addition to discussing different options for obtaining effective health insurance coverage and avoiding tax penalties, which at this writing, will still negatively affect the millions of Americans for whom President Obama has not yet waived the penalties, Parnell also describes how to get the most for the money you do have to spend on health care services.
That is information that may prove invaluable for you, even if you're one of those who did sign up for a Catastrophic, Bronze or Silver level Affordable Care Act health insurance plan through the Obamacare exchanges, where you will effectively have no meaningful benefit for having health insurance coverage until after you've racked up thousands of dollars of medical bills, or if you simply want to be able to see doctors who have been excluded from your Obamacare insurance's health provider network, or if you ever need medical care at high quality hospitals that have likewise been excluded.
The book is extremely timely. Highly recommended!
Previously on Political Calculations
We've been covering the Obamacare beat for some time now - the links below will take you to some of our best personal consumer finance analysis of how the Affordable Care Act will affect you.
- Obamacare: Should You Pay the Premium or the Tax?
We ask the question and provide a tool where you can do the math to answer the question for yourself!
- The Sebelius Solution
You might be surprised to find out that Kathleen Sebelius, the Secretary of the U.S. Department of Health and Human Services, effectively endorsed the idea of ditching buying health insurance in favor of paying Obamacare's small income tax!
- Obamacare: Will Making a Little More Income Cost You Thousands?
We show how crossing certain critical income thresholds can cost you the subsidies that make your Obamacare health insurance coverage affordable - welcome to the welfare trap, middle-class Americans!
- Obamacare and Trader Joe's: An Economic Detective Story
We find out what's really happening to the grocer's part-time employees.
- Obamacare and Trader Joe's: The Rest of the Story
We conclude our investigation of the popular grocery store chain's Obamacare-driven change of philosophy with respect to the value of their employees.
- The Odds of Going to the Hospital
We begin the analysis of finding out just how likely it is that a random individual plucked from society might need serious medical treatment.
- Do You Even Need Health Insurance?
We help you answer the question that supporters of Obamacare hope you won't ask!
- The Obamacare Cost Gap
Depending upon what plan you find affordable, there may be very little difference for you in how much you'll actually pay for health care expenses between having health insurance and not having health insurance. We built a tool to help you find out how big the gap in your health care costs can get before you get any real benefit from having health insurance.
- Obamacare: Does Buying Health Insurance Make Sense for You?
We consider the situation where buying health insurance through the Obamacare exchanges might make sense for you.
- How to Get Real and Affordable Health Insurance Without Obamacare
We sample some of Sean Parnell's listed alternatives for obtaining affordable health insurance coverage!