Jean Chatzky is an award-winning journalist, best-selling author and motivational speaker. Chatzky appeared as an expert on The Oprah Winfrey Show as part of last season's popular Debt Diet series and is the financial editor for NBC's Today show, a contributing editor for Money and Travel + Leisure and a columnist for The New York Daily News. She is the author of four books, which include the best-sellers You Don't Have to Be Rich and Pay It Down! From Debt to Wealth on $10 a Day. Her latest book is Make Money Not Excuses.