Dave Says: Leasing equals financing
Dave Ramsey | October 05, 2017

Dear Dave,

What is your opinion on leasing cell phones?


Dear Monica,

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In most cases, leasing something is just another way of financing. I wouldn’t lease anything, apart from a building or office space for a business in the short term.

There are almost always hidden conditions and a few “gotchas” hidden in the fine print of leases. Besides, leasing a cell phone? Really? Come on! If you can’t pay cash for something like a cell phone, it means you can’t afford the phone. It’s as simple as that!