Dave Says: Turn this into a blessing!

Dave Ramsey
Posted: Aug 16, 2017 12:01 AM
Dave Says: Turn this into a blessing!

Dear Dave,

We’re following your plan, and we’re in the middle of paying off all our debts except for the house. My wife just learned she’ll be losing her job at the end of the year. She’s a project manager for a software company in Seattle, and she will be receiving a severance package if she works until year’s end. We were curious as to how you think we should handle the next few months.


Dear Kevin,

I know you guys are scared right now, but from what you’ve told me this could be the kind of thing that turns into a blessing. First, she should already be looking for another job to start right after her current employment ends. That way, any severance pay will turn into a signing bonus of sorts.

I know there are always question marks and uncertainties when you’re job hunting, but this lady is a software project manager in Seattle, Washington. You’re not in the middle of a cornfield, dude. If she can’t find something in the next four-to-five months, there’s some other issue you’re not telling me about.

Now, in the very unlikely event she doesn’t land another gig, you guys are going to have to put Baby Step 2 on hold for a while, and cut your spending down to the bare necessities until something does come along. But your lady has a super-employable skill set. If she gets out there and really busts it looking for another job, I think you two are going to land on your feet and in even better shape than before!