Roger Schlesinger, originator of the nationally-renowned Mortgage Minute, has been helping educate his clients to meet their real estate financing needs for over 25 years. Roger's "Mortgage Minute" is heard daily on over 400 stations across the nation and has become the driving force in Roger's consumer-oriented, "mortgage education" approach to residential lending.
The end of Common Sense in our beloved homeland is going quickly down the drain. It is being replaced by those who can't even spell common sense, let alone practice it.
The only thing we are lacking in this country, besides the collective will, is someone to vocalize our feelings about this government and the way it is being run.
Tax returns and credit scores really haven't any bearing on the transaction. They always look good for employees whether they are at the top of the organization or somewhere near the bottom.
I am not the smartest man in the world but I guarantee you that I could go through the entire federal budget in a matter of months and create an annual budget with a surplus.
While trying to relax after a long day at work I heard the most startling announcement on the news: it is time to try out for the Rose Queen in Pasadena. There were approximately 100 girls and 8 young men who are trying out. Really!
First of all he might of had shovel ready jobs, but after a check with the Army Corp. of Engineers they were clean out of shovels.
Our government seems to find difficulty in the simplest of actions, and when it comes to something more difficult, don't ask.
It is easy to get yourself on the road to financial freedom if you take the time, or ask for help. It is too important in this economy to take hold of your financial future. And in this case, it's a matter of dollars. . . Not cents.
This Government for some reason – which, in my opinion, is none of their business – believes everyone should be equal in everything.
In this crazy world we live in what is good for one person doesn't work at all for another. Have both of these people write about the best thing, and the worst thing, and you will get a glimpse of reality.
Obviously one loan stands out alone as the one most people would choose if they could. There are many reasons to make borrowers shy away from the obvious best loan, but if they concentrate on two facts they may have the will power to go forward.
While waking my dogs for their morning ride in my golf cart I got to 'thinking of what's going on in this country and all I could think of was What Happened? And when did it happen?
The mortgage industry is not your uncle Charlie’s, nor your fathers, because of the monumental changes that have occurred over the last decade or so.
A friend of mine had a phrase that he said to me early in my years that stuck with me for decades: "Whether you are rich or poor, it's nice to have money". I have to say my friend had it right. Wealth certainly is a main ingredient of a life well spent, but how do you get wealth?
People believe that I find the 30 year fixed loan to be the devil's work and not fit for humans to consider as a financial vehicle. Nothing is farther from the truth, HOWEVER, there are only 3 situations that I think make sense as a loan:
This world is getting strange and crazier than even I could ever imagine and unless we have all moved to the Land of Oz, somethings on earth - more specific in the United States - has to change, now! The following is my short list of needed measures. . . Emphasizing the word short.
As far back as I can remember a lot of things have happened yet no action has been taken on them and most of these actions have left the general citizenry's memory. Let's see what I can remember:
Subprime loans were less than 10% of all mortgage loans, and the liar loans were probably around 1 to 2% of all mortgage loans. Neither the subprime, nor the subprime liar loans caused the financial crisis of 2008-present. What they did do is allow people without traditional sources of income, or great credit or large reserves a chance to get a property and work their way out of their deficiencies.
Going in a different direction with your mortgage is using mind over matter; or, even better, accepting greed and rejecting fear. It seems simple, but it could be more difficult than you think trying to accept a new way of action.
There is only one sure way to turn this country around, heading back to the recent past when American ideas and products were valued around the world because of their quality that came from our ingenuity & hard work, as well as our values, traditions and customs.
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