If you haven’t been job hunting or applying for credit cards lately, it sounds to me like you’ve been hit with a load of marketing inquiries. Like most folks around the country, your mailbox is probably full of unsolicited credit card and home equity loan offers. The good news is that you can contact your bureau, and request a block for unsolicited marketing inquiries. This will help prevent companies from crawling through your bureau for the sole purpose of offering you stuff you didn’t request! --Dave