Dave Ramsey

Posted June 30, 2016

Dear Dave, My husband and I make $180,000 a year combined, and we have a net worth of about $1.6 million.

Posted June 29, 2016

Dear Dave, My parents left their six-figure jobs to enter the ministry when I was in high school. That was 10 years ago, and my mom still regularly asks me to share my money with them.

Posted June 24, 2016

Dear Dave, Ive heard you talk about the importance of giving using the phrase outrageous generosity. But at what point does outrageous generosity become foolish overspending?

Posted June 22, 2016

Dear Dave, I make $38,000 a year working in the trade show industry, and Im about to start Baby Step 3.

Posted June 17, 2016

Dear Dave, In 15 months Ill be able to buy in as a shareholder of my firm, about 1.5 percent of the company. I make $100,000 annually, and it will cost me three times my income, but it could increase my income by as much as $40,000 a year. I know that you discourage single-stock investing, but do you think this is a good idea?

Posted June 15, 2016

Dear Dave, My husband and I are retired, we both receive nice pensions, and we owe $46,000 on our home. This is our only debt.

Posted June 13, 2016

As the weather heats up and summer arrives, dont make the mistake of letting your team and your business cool down.

Posted June 08, 2016

Dear Dave, Our son is 16, and he just got his first paycheck. He asked us about the best way to manage it, and were not sure what to tell him. Do you have any advice?

Posted June 07, 2016

Dear Dave, My mom and dad filed bankruptcy recently and are on a fixed income of $2,200 a month. They gave up their house, and my wife and I helped them find an apartment.

Posted May 27, 2016

Dear Dave, Based on your annual income, how do you determine how much house you can afford?

Posted May 24, 2016

Dear Dave, My wife and I are both in our early 20s, were debt-free, and were just a couple of months away from having a fully loaded emergency fund of six months of expenses.

Posted May 18, 2016

Dear Dave, Im going through a divorce thats about to become final in two weeks.

Posted May 17, 2016

Dear Dave, My husband is a recovering heroin addict.

Posted May 11, 2016

Dear Dave, Are annuities good for long-term retirement?

Posted May 10, 2016

Dear Dave, Ive had a judgment filed against me for an old, unpaid medical bill.

Posted May 04, 2016

Dear Dave, Im getting married this summer, and Im on Baby Step 4 of your plan while starting to invest for the first time. My fianc is getting onboard with your advice, and hes currently in the process of paying down his student loan. Should I put my emergency fund money, minus $1,000, toward his student loan debt?

Posted May 03, 2016

Dear Dave, Ive always heard that you shouldnt ask a family member to be the executor of your will. What are your feelings about this?

Posted April 27, 2016

Dear Dave, I pastor a small church that is debt-free. Id like for us to save an emergency fund for the church, but Im not sure what would be considered an expense. Can you help?

Posted April 26, 2016

Dear Dave, I know when it comes to investing you like mutual funds and paid-for real estate. What do you think about using condominiums as investment properties instead of single-family homes?

Posted April 20, 2016

Dear Dave, My wife and I are following your plan, and were in the middle of the Baby Steps. Do we have to wait until Baby Step 7 to buy a new car?


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