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As chief strategist/consumer education for Charles Schwab & Co. Inc., Schwab Pomerantz is a leading advocate for individual investors. She speaks and writes extensively about personal finance issues and is a driving force in the movement to improve financial literacy in America. As president of the Charles Schwab Foundation, she also oversees the company's philanthropic strategy and resources.
With her father, company founder, chairman and CEO Charles R. Schwab, Schwab Pomerantz co-authored "It Pays to Talk: How to Have the Essential Conversations With Your Family About Money and Investing," which Publishers Weekly called "a well-rounded primer that provides one-stop shopping for the many phases of financial understanding and planning."
Schwab Pomerantz is a sought-after speaker whose public appearances have included appearances on "The Today Show," CNBC and NPR. In 2001, Working Woman magazine recognized her as one of four “Market Movers” in America who are “rewriting the rules of finance,” and she was also recognized as one of the “25 power Elite” in the financial services industry by Investment News. For four consecutive years, The San Francisco Business Times has named her one of the San Francisco Bay Area’s 100 Most Influential Women in Business.
A graduate of the University of California, Berkeley, with a bachelor’s degree in Political Science, Schwab Pomerantz later earned a master’s degree in business administration from George Washington University. She holds NASD Series 7, 63 and 8 registrations.
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Carrie Schwab Pomerantz (May 17, 2012)
Dear Carrie: I'm 57 years old and unemployed. I have $250,000 in a 401(k). Can I withdraw some of the money under hardship? --A ReaderDear Reader: While it sounds like you're... more
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Carrie Schwab Pomerantz (May 10, 2012)
Dear Carrie: I'm about to graduate from college and have landed my first job. It doesn't pay a lot, but it's in my field. From a financial perspective, what are my first... more
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Carrie Schwab Pomerantz (May 02, 2012)
Dear Carrie: My 75-year-old mother is pretty independent. She uses email and is comfortable online getting news and even making some purchases. Lately, she's been telling me... more
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Carrie Schwab Pomerantz (Apr 25, 2012)
Dear Carrie: At age 80, I've never put any money into my IRA since retirement. Can I roll my traditional IRA into a Roth IRA without penalty? --A ReaderDear Reader: The... more
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Carrie Schwab Pomerantz (Apr 11, 2012)
Dear Carrie: I'm trying to be smart about investing for retirement, but all the different accounts out there confuse me. Help! --A ReaderDear Reader: I believe saving for... more
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Carrie Schwab Pomerantz (Apr 04, 2012)
Dear Carrie: When I turn 59 and a half, I think it would be a good idea to withdraw $40,000 from my 401(k) to pay off high-interest rate credit cards (24 percent APR). I plan... more
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Carrie Schwab Pomerantz (Mar 28, 2012)
Dear Carrie: I opened a 529 account for my daughter two years ago. She's now 14, so we have four years before she starts college. The returns have been dismal, and I'm... more
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Carrie Schwab Pomerantz (Mar 21, 2012)
Dear Carrie: I'm not an active trader. So a few years back (I'm 53 now), I built a retirement portfolio using ETFs and index funds. I haven't changed anything since, and in... more
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Carrie Schwab Pomerantz (Mar 14, 2012)
Dear Carrie: What's the difference between an IRA and a non-IRA account? Can I put money into either account now that I'm not working and retired? -- A ReaderDear Reader:... more
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Carrie Schwab Pomerantz (Mar 07, 2012)
Dear Carrie: I get a big tax refund every year. Is it better to invest it, pay off debt or save it for a rainy day? --A ReaderDear Reader: Your question certainly hits three... more
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Carrie Schwab Pomerantz (Feb 29, 2012)
Dear Carrie: I'm turning 65 next year and plan to work for a couple more years. Should I apply for Medicare even though I have coverage through my employer? --A ReaderDear... more
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Carrie Schwab Pomerantz (Feb 23, 2012)
Dear Carrie: In the last year, my husband and I bought a new house, had our first child and he switched jobs. All this change has me in panic mode, and I don't know how to... more
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Carrie Schwab Pomerantz (Feb 16, 2012)
Dear Carrie: I'm 69, worked 23-plus years in the private sector and I am still working in the public sector and receiving monthly Social Security payments. When I retire and... more
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Carrie Schwab Pomerantz (Feb 08, 2012)
Dear Carrie: My husband and I have been married for less than a year. He comes from a moderately wealthy family and my family was always scrimping for every penny.... more
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Carrie Schwab Pomerantz (Feb 02, 2012)
Dear Carrie: I only have about $21,000 saved and I am headed into a way-too-early retirement. Should I be investing aggressively to make up for lost time? --A ReaderDear... more
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Carrie Schwab Pomerantz (Jan 23, 2012)
Dear Carrie: We are getting older and need help managing our investments. What do you suggest for people in our circumstances? --A ReaderDear Reader: You're wise to be asking... more
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Carrie Schwab Pomerantz (Jan 11, 2012)
Dear Carrie: I am relatively new to investing. I have set money aside and plan to take an aggressive approach to paying off my student loans. Can you offer an ideal action... more
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Carrie Schwab Pomerantz (Jan 04, 2012)
Dear Carrie: Please help. I'm determined to get out from under my credit card debt this year, but don't know how to get started. I'm currently earning $50,000 a year as an... more