Bob Beauprez
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You remember the promise; "If you like your doctor, you can keep your doctor. If you like your healthcare plan, you can keep your healthcare plan. Nobody is talking about taking that away from you."

He also assured the American people that his healthcare plan – ObamaCare – would "save the average family $2500 on their premiums."

By now you know that Barack Obama wasn't being truthful when he issued these infamous guarantees and much more about the unraveling of ObamaCare. Scores of articles have been written about premiums going up, insurance plans being cancelled, employers dropping coverage for workers and retirees, waivers granted, deadlines missed, delays, etc.

Now it's personal in my house, too.

Our family bison ranching business has relied on a small group insurance plan to cover the three of us – our son, my wife, and myself. Since I was going on Medicare this fall, the group plan was no longer going to be affordable. Our agent suggested that my wife, Claudia, and our son, Jim, get individual policies.

Claudia signed up for her plan in August, just one month ago. However, on September 16, she got a letter from her new provider that said, "Changes from health care reform (also called the Affordable Care Act) continue to take effect in 2014. To meet the requirements of the new laws, your current plan can no longer be continued beyond your 2014 renewal date."

So much for "if you like you plan, you can keep it."

Jim is a single, very healthy 38 year old. He narrowed his choices down and was quoted a premium of $194/month. Jim was busy finishing up haying at the ranch and had a wedding to attend out of state, so he figured he'd sign up when he returned. But, when he got back home, his agent informed him the premium on the plan he had selected had been increased – because of the requirements of ObamaCare – to $252/month. A 30 percent premium increase!

So much for reduced premiums.

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Bob Beauprez

Bob Beauprez is a former Member of Congress and is currently the editor-in-chief of A Line of Sight, an online policy resource. Prior to serving in Congress, Mr. Beauprez was a dairy farmer and community banker. He and his wife Claudia reside in Lafayette, Colorado. You may contact him at: http://bobbeauprez.com/contact/