Thursday, September 10, 2009
Shannon Zimmerman :: Townhall.com Columnist
Prep for the Pullback Now
by Shannon Zimmerman
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Sure, we all feel like geniuses now, right? We stuck it out -- "it" being the worst economic crisis since the Great Depression -- and have now enjoyed fat and happy double-digit gains ever since the market hit bottom last March.

There's surely more to come, right? Right?!

Survey says…
Who knows? We Fools pride ourselves not on making market calls, which is a great way to get slapped silly by the market's invisible hand, but rather on our fundamental focus. Is a company's market share likely to shrink or grow? Has its management team delivered the goods over the long haul while deftly navigating up markets and down? And in terms of valuation, does the firm's stock look like a blue-light special or a high-end luxury item?

In my experience, that last element -- valuation -- is often the toughest taco to crack. Some companies never look cheap, after all. Others that appear to be bargains may turn out to be value traps instead. Still, in general terms, one thing remains true: When a company sports moon-shot multiples, there's little opportunity to cushion the blow when the overall market hits the skids or when the company itself blows up.

The higher they fly, the harder they fall
For example, take Research In Motion and Google . The former has gained nearly than 90% year to date, while the latter has increased by more than 40%. Yet sneaking a peek at this illustration of recent historyshould be instructive for folks who may currently own either company's shares, as well as Fools who may be considering a purchase.

Could investors have foreseen the slide that chopped at least 50% off each company's value? Perhaps not, but if they'd tuned into each firm's valuation, savvy investors might have dodged a bullet by taking gains, waiting for valuation gravity to work its magic.

Shortly before its slide began, Research In Motion traded at a level that priced in more than 60 times the previous year's earnings. Google, meanwhile, sported a P/E in the 50s back when we were celebrating New Year's 2008. And while both companies have since recovered, RIMM now trades with a P/E in the 20s, while Google sports a multiple of just south of 40.

Bottom line: A little valuation discipline can go along way. When an all-but-inevitable market pullback arrives, highfliers can be sitting ducks -- and future bargains, at least in relative terms.

Good company, lousy investment
Following robust run-ups over the last six months, Wells Fargo (NYSE: WFC) and Texas Instruments  (NYSE: TXN) looked priced to fall, too. That goes double for the likes of Intel (Nasdaq: INTC) and Goldman Sachs  (NYSE: GS), both of which sport P/Es north of 30. That's right: Current purchasers are apparently willing to pay more than 30 times earnings for the privilege of owning their shares.

Make no mistake. Like Google and RIMM, these are fine businesses; their stocks just aren't finely priced. Indeed, with their swollen multiples, the downside risk of dreaded "multiple compression" is just too great, particularly when long-haul overachievers like Procter & Gamble , Pfizer (NYSE: PFE), and Verizon Communications (NYSE: VZ) are trading for a proverbial song.

If those discounted cash-cow gushers aren't the droids you're looking for -- and if you're really focused on high-flying heavyweights with ample room to run -- consider Berkshire Hathaway (BRK-B). It comes with a Grade A equity portfolio, not to mention CEO Warren Buffett. I consider Berkshire basically a bargain at any price, even one that currently reflects a hefty premium relative to earnings. Continued...

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About The Author

Shannon Zimmerman, Ph.D., is a specialist on mutual funds

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