WASHINGTON -- Rick Rose came so close to getting a job. Bobbie and Juan Wilson are still struggling to meet their household expenses.

Although some signs suggest the recession may be waning, for many families the hard reality is that it seems only to be deepening.

Rose, who lives in the District of Columbia, and the Wilsons, a married couple in Maryland, are participating in this year's Color of Money Challenge. I am focusing specifically on families affected by job loss. Our Challengers have agreed to allow me into their lives to chronicle their search for employment and their struggles to regain their financial footing. They represent what is happening to millions of Americans across the nation.

Rose and the Wilsons know all too well the awful side of this recession -- they have joined the long-term unemployed. That group (those jobless for 27 weeks or more) increased by 268,000 in May to 3.9 million and has tripled since the start of the recession.

The number of all unemployed people increased by 787,000 to 14.5 million in May, according to the Labor Department. Although the level of layoffs is slowing, the unemployment rate continues to rise, increasing last month to 9.4 percent from 8.9.

Among the unemployed, the total number of those who lost their jobs or completed temporary jobs rose by 732,000 in May to 9.5 million. This group has grown by 5.8 million since the start of the recession.

Bobbie and Juan Wilson can be counted among those on the temporary job treadmill. Unable to find permanent employment, they have moved from one short-term opportunity to the next.

Juan was working part time with UPS until he was let go in mid-March. He still hasn't been able to find steady employment despite submitting many applications. He's been called back on a few interviews but still nothing -- not even a temp position. And because the couple can no longer afford day care, Juan stays home to watch their 3-year-old daughter, Neylah, making it difficult for him to go out on interviews during normal working hours.

Bobbie landed a part-time job with the National Guard as an administrative assistant, but the pay just wasn't enough to cover the bills. She continued to look for full-time jobs but settled for a temporary position as a paralegal in a District law firm. The position pays about $31.25 per hour. The problem is the job only lasts until October.

She's praying it will turn permanent.

"I am a bit more optimistic," Bobbie said. "But I'm still stressed because although I have a job, it's not stable. Every day it's like, 'Will they keep me? Will they keep me?'"

The Wilsons tried to keep up with their mortgage payments but found it impossible. For the past several months they've been requesting a reprieve from making the monthly installments until they could both find steady work. Bobbie said various mortgage representatives told her they couldn't get help until they stopped making their payments. Their last, of $1,700, was in March.

"The mortgage company will probably do something now," Bobbie said. Continued...