Q. I'm retired but realize with the economy, I probably need to go back to work. I have no idea where to start and everyone says companies don't want to hire mature workers. Ideas?

A. I have good news for you. The latest research on employment trends is finding that if all the baby boomers retired at once, our workplaces would suffer badly from losing their knowledge and experience.

Yes, it's cheaper to hire a younger worker but companies need people who can get the job done. As a mature worker, you have an edge of wisdom, practical skills, and knowing how to work smart.

The saying, "Old age and treachery will win over youth and enthusiasm every time," is based on the reality that older people can be more strategic, more patient, and more effective than their younger counterparts.

Here are some ways you can get back into the workplace:

--Ask yourself what companies and individuals most need your skill set.

--Print yourself a business card that has your name and describes briefly what you offer.

--Approach potential employers directly and offer to provide assistance as an external consultant, part-time employee, or full-time employee.

You can also fill out applications for jobs you find interesting but realize you may apply for many jobs before ever getting an interview. Don't take it personally that most companies may not even respond to your resume.

If you were my client, I'd emphasize that right now you are better off bypassing the traditional application route and finding a way to the person who actually needs your help. Continued...