Tuesday, October 06, 2009
Dan Caplinger :: Townhall.com Columnist
4 Dividend Survivors You Should Buy Today
by Dan Caplinger
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Over the past six months, the mood of the market has gone from gloomy to exuberant. Yet despite all the good news upon which many investors have pinned their future hopes for investment gains, dividend-paying stockscontinue to fight an uphill battle against the economic realities their businesses face right now.

Last week, Standard and Poor's reported that the number of stocks increasing their dividends during the third quarter of 2009 was the lowest ever for a July to-September period. Only 191 raised their dividends over the past three months, while 113 stocks saw their dividends cut -- a 27-year-high for the quarter.

Adding insult to injury
If you're trying to draw income from your portfolio, the latest gloomy news on the dividend front just adds to the dire situation you've been facing for months. Consider all the challenges that income investors have to deal with right now:

corporate bondshave rebounded from their fall during 2008, those who are just now trying to buy those bonds must pay premium prices for yields that are substantially lower than they were just months ago. Even companies that would have looked invulnerable to dividend cuts just a year or two ago have slashed their payoutswith alarming regularity. Last quarter's dividend casualties included Avery Dennison , which had previously increased dividends in each of the past 32 years. Meanwhile, some companies are building much less appealing streaks. Both Morgan Stanley (NYSE: MS) and Weyerhaeuser , for example, paid investors smaller dividends in each of their past two payouts.

If you're starving for income from your investments, then pretty much the only good news you've seen lately is the stock market's rally. At least you can sell some of your shares to generate much-needed cash without feeling like you're panic-selling at the bottom of the market.

When will it get better?
The real question, though, is when some of the companies that cut dividends will start increasing them again. Although some companies that reduced their payouts, such as Harley-Davidson , appear to be in decent shape and have room to push them back up, many others are still in bad shape at least for now:

Stock

Dividend Cut

Current Payout Ratio

Harley-Davidson

70%

53%

Wells Fargo (NYSE: WFC)

85%

153%

US Bancorp (NYSE: USB)

88%

161% Continued...

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About The Author

Dan Caplinger is a contract writer for The Motley Fool.

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